Your DollarsDirect family was feeling a little lazy today, and that got us thinking… Can you really put a price tag on laziness?  What are some lazy habits that can cost us a lot of money in the long run?

1)   Retirement – It’s never too early to start saving.  Each day you put off saving is money and interest you will never get back.

2)   Rebates – Filling out and mailing a rebate may cost you five minutes of your life, but will save you a lot of money.  If you don’t mail that rebate, you actually end up paying MORE for the item.

3)   Negotiate – Always ask for a lower price.  Items can always be negotiated, and extra items or perks can be added.  At the very least, your clerk will say “no” and you will be the item at its intended price!

These were just our favorite reasons for the price of laziness.  For a couple more reasons, head on over to savingsguide.com.au.  Remember, your DollarsDirect short-term loan family is always here to help you out.  Now, do YOU have any tips for us?

Photo: Flickr User

It’s hard to determine if you are emotionally ready to be a parent.  However, you can take steps towards becoming financially ready to a parent.  Your DollarsDirect family has a few tips from The Simple Dollar to get you moving in the right direction.

1)   Is the Time Right? –  A simple question that can get clouded with emotion. Sit down with your significant other to make sure the costs (time, money, energy, etc.) do not outweigh the benefit of a child.

2)   The Future is Now – Plan now for your future child.  According to The Simple Dollar, “The sooner you get your own financial house in order, the easier the arrival of children later in your life will be. Get an emergency fund started. Pay down your debts with a particular focus on maximizing your monthly cash flow (meaning pay off the smallest debts first). Invest your energy in building a sustainable career.”

3)   Be realistic – Low cost solutions does not mean low quality for your child.  Such as, purchasing clothing at resale stores.  Your child will be growing quickly, and probably will not have much of a fashion sense at age two.  That money you save can be better spent on an education.

Your DollarsDirect family knows that becoming a good parent sometimes begins before your child is even born.  These tips can help you get started on the right path.

Photo: Flickr User

Money.  It should be considered an emotion. One word that makes every person react differently.  The powerful emotion of money takes on greater meaning once you are in a serious relationship.  To help you out, your DollarsDirect family has found some great tips from Mint.com to help you and your significant other have the “money talk.”

• Start with your mistakes – My father would always say, “If you point a finger at someone, there are always three fingers pointing back at you.”  Make sure your spouse understands that you are not perfect.  Mint.com says, “If you can take your fair share of the blame and ask for help working on your weaknesses, you’ll have a much easier time pointing out the things your spouse needs to do better.”
• Focus on the “why,” not the “why not”- New car? Retiring early?  College tuition?  Those are specific goals and reasons WHY you are having this tough conversation.  Stop talking about what you can’t do because you’re saving money, focus on what you are going to do.
• Stay on topic – Mint.com says, “Comments about your lavish nights out on the town might reveal hatred for one particular friend…  Those feelings should be put aside.”  The only relationship, or topic, you are to talk about, is your financial one.

Having the “money talk” will not only help you out financially, but also have a positive impact on your relationship.  Remember, your DollarsDirect team is looking out for you.

Image: Flickr User

World Cup Fever was starting to subside until we noticed this CNN.com International headline: Paul: The first millionaire octopus? Octopus Paul correctly predicted all eight World Cup matches he was given.  His World Cup Final prediction was televised, captivating a worldwide audience for nearly twenty minutes!

Public Relations “guru” Max Clifford was quoted by CNN, “If you get it right, and remember Paul has had worldwide success … you’re talking about an earning potential of £2 or £3 million (up to $4.5 million), maybe more… He could be used in TV endorsements and adverts.”

Remember, if you are not a big budget psychic octopus, Dollars Direct is always here to help with an online cash advance in times of need.  We can help you get started, right here.

Get fast cash advances online at www.DollarsDirect.com.au. If you’ve got an emergency expenses that just won’t wait until your next paydayby applying online is a quick and easy way to get the money you need, when you need it most.

DollarsDirect is an online finance broker dedicated to responsible lending practices. We follow all rules and regulations and want you to know that payday loans should only be used for short-term emergency cashfalls. Apply online with DollarsDirect the next time you’re faced with unexpected expenses like car repairs or overdue bills. DollarsDirect is here to help!

Sometimes we don’t always plan ahead for those little emergencies in life. What do you do when you’re faced with an emergency expense and are short on cash?

If you need cash fast before your next payday, you can apply online for a cash advance through DollarsDirect. Our quick and easy online cash advance application only takes a few minutes to complete and you can have cash in your account the next day^‡ if you’re approved by 6pm Sydney Time Monday through Friday.

Cover winter expenses with a hassle-free cash advance from DollarsDirect. You’ll get the money you need, when you need it most!

Do you need a payday loan? A payday loan is a quick and convenient way to get money when you need it most. Imagine your air conditioning breaking down when it’s hot outside. You might not have any extra cash to cover the cost of repairs. A payday loan through DollarsDirect can help you get the payday loan money you need quickly so that you can get your air conditioning up and running again. You can apply for a payday loan online at www.DollarsDirect.com.au in just five minutes. Simply fill out the quick and easy online payday loan application. You can get a payday loan of up to $1500† deposited directly into your bank account the next day if approved by 6pm Sydney Time Monday through Friday.‡ Payday loans through DollarsDirect could be your solution to any immediate money need. Apply for an online payday loan today!

Have you ever had an overdue bill or didn’t have enough cash between paydays to cover an emergency expense like car repairs? A cash advance is a quick and convenient way for you to get the money you need to cover expenses like these. You can apply for a cash advance through DollarsDirect day or night through our easy to fill out online cash advance application. Applying for a cash advance online only takes five minutes. And, the cash advance application is online. This means you don’t need to fill out and send in any extra cash advance paperwork, making your cash advance application process quick, easy and hassle-free. If you’re faced with an emergency expenses between paydays or you simply need extra cash before the weekend, apply for a cash advance through DollarsDirect and get the money you need, when you need it most!

Payday loans are short-term, small principal loans that are borrowed against your next paycheque. Payday loans can be acquired in different ways. You could go to a store that lends payday loans. This way of borrowing payday loans can be inconvenient as it takes time out of your day to go to the store. It can also be uncomfortable discussing your payday loans needs with the payday loans clerk or in front of other customers that are at the payday loans store.

A quick, easy and private way to apply for payday loans is by going to an online payday loans website. You never have to leave home to apply for online payday loans. Online payday loans can be transacted entirely over the internet, allowing you to avoid the embarrassment of applying for payday loans at a payday loans store.

So where can you find payday loans on the internet? DollarsDirect.com.au is an online payday loans broker that can easily connect you to a payday loans lender. DollarsDirect.com.au applications for payday loans can be filled out in five minutes with no extra paperwork to fill out.

Let DollarsDirect be your online connection to quick payday loans. Check out all the benefits of payday loans through DollarsDirect.com.au now!