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The Money Talk

Money.  It should be considered an emotion. One word that makes every person react differently.  The powerful emotion of money takes on greater meaning once you are in a serious relationship.  To help you out, your DollarsDirect family has found some great tips from Mint.com to help you and your significant other have the “money talk.”

  • Start with your mistakes – My father would always say, “If you point a finger at someone, there are always three fingers pointing back at you.”  Make sure your spouse understands that you are not perfect.  Mint.com says, “If you can take your fair share of the blame and ask for help working on your weaknesses, you’ll have a much easier time pointing out the things your spouse needs to do better.”
  • Focus on the “why,” not the “why not”- New car? Retiring early?  College tuition?  Those are specific goals and reasons WHY you are having this tough conversation.  Stop talking about what you can’t do because you’re saving money, focus on what you are going to do.
  • Stay on topic – Mint.com says, “Comments about your lavish nights out on the town might reveal hatred for one particular friend…  Those feelings should be put aside.”  The only relationship, or topic, you are to talk about, is your financial one.

Having the “money talk” will not only help you out financially, but also have a positive impact on your relationship.  Remember, your DollarsDirect team is looking out for you.

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