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Cash Advances without a Pawn Shop!

 If you apply for cash advance, you can get cash advance deposited into your account quickly!

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DollarsDirect Cash Advance Cash Advance Advantage

  •   Savings benefits with our preferred member program for our regular customers
  •   Borrow up to $1,500† at one time with quick payday loans
  •   Next-day funding at no extra charge (if approved by 6pm Sydney Time Monday through Friday)‡
  •   Top-notch online security protocols
  •   Get up to four refinances when paying back your payday loans

How it works

  1. Apply for personal loans @ DollarsDirect.com.auApply

    Apply online in two quick and easy steps

  2. DollarsDirect credit rating approvedApproved

    Receive approval without filling out extra paperwork

  3. Funded cash loans through DollarsDirectFunded

    Money deposited into your bank account

A pawn shop is a place where people go to pledge goods as security on a loan

Pawn shop businesses are one of the oldest trades known to humanity. A pawn shop even existed in China 2,000 to 3,000 years ago. People of ancient Greece and Rome were familiar with how to operate a pawn shop. Pawn shop businesses there laid the legal foundations on which modern statutory regulation was built.

The basic idea behind any pawnshop is to loan people money. Heres how it works. You bring something that you own to the pawn shop and give it to the pawn shop owner as collateral for a loan. Then the pawn shop owner or pawnbroker loans you money against that collateral. When you return to the pawn shop to repay the pawn shop loan plus interest, you get your collateral back from the pawn shop. If you don't repay the pawn shop loan, the pawn shop owner keeps the collateral.

Below are some pawn shop related terms:

Pawnbroker This is person who lends money on the security of pledged goods. Also known as a pawn shop owner, a pawnbroker may also purchase merchandise for resale from dealers and traders.

Pawn Shop The location at which, or premises in which, a pawn shop owner regularly conducts business.

Pawn or Pawn Shop Transaction - A written bailment of personal property as security for a debt, redeemable on certain terms and with an implied power of sale on default.

A pawn shop is a great place to unload unwanted items you no longer need or use. But is a pawn shop always your best bet? What if you dont want to risk defaulting on your pawn shop loan and losing your valuables? You can keep your family heirlooms and avoid a pawn shop by applying for a cash advance instead. Unlike a pawn shop, you can apply for a cash advance online from the privacy of your own home. Instead of visiting a pawn shop when you need cash advance, visit DollarsDirect.com.au. Apply for cash loansin minutes and receive funds in your bank account the next day when youre approved by 6pm AEST Monday through Friday.‡

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†Approval and maximum funded loan amount depends on lender’s qualification criteria. ‡Funds are generally deposited next business day if approved by 6pm Sydney time Monday – Friday. Funds are generally deposited on Monday if you apply on Saturday or Sunday and are approved before 2:30pm Sydney time on Monday. Same-day funding is only available to Premium Service customers who borrow over $400 and pay a higher lender fee. ¶DollarsDirect will attempt to find you a lender despite your credit history. Loan approval is at the discretion of the lender. If you have defaulted on past transactions, you may be declined for a loan. DollarsDirect is not a lender. We are a finance broker that attempts to find you a loan. Terms and Conditions apply.