Choose Same-Day Funding Cash Could be in Your Account Today‡
Same-Day Funding Option is only available for Premium Service customers who borrow between $400 and $2000. Qualifying customers who pay a higher lender fee and are approved by 2:30pm Sydney time may receive their funds on the same day. Customers who apply between 6pm and midnight Sydney time and customers who applied during national bank holidays or weekends and who pay a higher lender account fee and are approved by 2:30pm Sydney time the next business day may benefit from their funds deposited directly on that business day.
Now you can get up to $2,000† deposited directly into your bank account faster than ever with our new Same-Day Funding option offered by our lenders for a higher lender account fee. Simply apply for a loan and get cash deposited directly into your bank account today if approved by 2:30pm Sydney time Monday through Friday.
Who can qualify and benefit most from Same-Day Funding?
Provided your bank is able to process Same-Day Funding, this option is available to, and may be most beneficial for, customers who apply and are approved between midnight and 2:30pm Sydney time on a business day or between 6pm and midnight Sydney time on a business day or during weekends and national bank holidays. Please see examples of how it works below.
Same-Day Funding option may only be available to the customers that bank with the following banks: ANZ, Commonwealth Bank, NAB, St. George Bank and WestPac Bank.
| Application Time | Approval Time | Typical Standard Funding | Typical Same-Day Funding |
|---|---|---|---|
| Midnight to 2:30pm Monday‑Friday | By 2:30pm that business day (approval day) | Day after approval day | Approval day |
| 2:30pm to 6pm Monday‑Friday | By 2:30pm next business day (approval day) | Day after approval day | Not beneficial to customers and therefore, not available |
| 6pm to Midnight Monday‑Friday | By 2:30pm next business day (approval day) | Day after approval day (second day after application day) | Approval day (day after application day) |
| Saturday or Sunday (or other non-business day) | By 2:30pm next business day (approval day) | Day after approval day (second day after application day) | Approval day (day after application day) |
Loan approval is at the discretion of the lender. DollarsDirect and its lenders cannot guarantee an approval time. Application processing time varies.
Standard Funding Option
If you're approved by 6pm Sydney time Monday through Friday, you will typically receive your funds the next business day. If you apply on Saturday or Sunday and are approved before 6pm on Monday, you will typically receive your funds on Tuesday. If you apply on national bank holidays and are approved before 6pm next business day, you will typically receive your funds on the day after approval day.
Same-Day Funding Option
If you're approved by 2:30pm Sydney time Monday through Friday, you will typically receive your funds the same day. If you apply between 6pm and midnight Sydney time Monday through Friday and are approved by 2:30pm Sydney time the next business day, you will typically receive your funds on that next business day. If you apply on Saturday or Sunday and are approved before 2:30pm on Monday, you will typically receive your funds on Monday. If you apply on national bank holidays and are approved before 2:30pm next business day, you will typically receive your funds on that business day.
