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Personal Loans for Life's Little Challenges

Take Control of the Unexpected

How much cash do you want?

Time left for funding within 1 hour

Subject to approval of your application by 2:30 PM Sydney time

How It Works

You Apply

Simple application, apply online within minutes

We Decide

Receive a loan decision, even with less-than-perfect credit3

You Borrow

If approved, borrow up to $2,025 by the next business day2

Why Choose DollarsDirect?

  • Easy online application with no extra paperwork
  • Multiple repayment options4 and a 24-hour satisfaction guarantee7
  • Perfect credit not required3
  • Customer Service available by phone, email or online chat

How Our Online Loans Are Different

Do I need perfect credit?

Many lenders claim to offer no credit checks. At DollarsDirect, we guarantee that we’ll consider your application, regardless of your credit score,3 helping you get access to the funds you need.

How much can I borrow online?

When you get a payday loan at a store, you’re often limited in how much you can borrow — a bad situation when it’s less than you need! DollarsDirect offers online loans which allow you to borrow up to $2,0251 in Australia, helping you get the amount you want.

How long will I have to repay my loan?

Unlike many lenders who must be paid back within a month or less, DollarsDirect offers repayment periods of 65 – 100 days!6 We give you the flexibility to repay at a rate that makes sense to you.

Does DollarsDirect charge extra fees?

When you’re looking for payday loans in Australia, it’s possible to overlook hidden fees, finding yourself owing far more than you expected. DollarsDirect never charges extra fees for late or missed payments.

What if I won’t be able to make a payment?

One downside of many payday loans is the lack of flexibility — your advance is due when you get your pay, no matter what. DollarsDirect offers a complimentary due date adjustment,8 helping you stay in charge of your finances.

What if I have more questions?

It’s increasingly popular to offer loans online, removing the inconvenience of heading to a store to get your money. However, many lenders don’t couple that convenience with reliable customer service. That’s why DollarsDirect offers dedicated customer support, Monday – Friday, 8 a.m. – 6 p.m., Sydney Time.