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DollarsDirect is rated 9.2 stars out of 10 by TrustPilot based on 88 reviews
How about if we throw in an extra $25? That’s right — if you apply and are approved to borrow from DollarsDirect, you’ll be eligible to borrow as much as $2,025.1 If you only need the $2,000, then you can draw just that amount.5 The remaining $25 will still be available for you to draw should you need it.
With loans over $2,000 you can quickly cover expenses that have cropped up unexpectedly. We even offer same-day funding to customers who are approved before 2:30 p.m. Monday through Friday.2 That means you can meet expenses as quickly as they arrive, without waiting around for the funds to come in.
Financial emergencies can be scary, and we recognise that. So our Customer Service Team is here during business hours to help you understand your options. You can contact us by phone, email or live chat on our website.
$2,000 is a large amount, and borrowing more than that much money is a big decision. Work with a lender who understands your situation and wants to help you succeed.
In case you’re not fully satisfied with our loans, we give you a 24-hour satisfaction guarantee.7 You are allowed to cancel your loan at no cost within 24 hours of receiving the funds in your bank account. It’s our way of making sure you’re getting the loan products you need with the quality of service you desire.
If you’re worried you may not qualify for a loan over $2,000 from DollarsDirect, keep reading.
In order to apply, you should 1) be an Australian resident, 2) be 18 or older, 3) be currently employed and have had a steady job for the past month, and 4) have an active checking account with direct deposit. Those are the only eligibility requirements for filling out our simple application. (But you’ll also need access to some of your basic personal details.) You can apply for a loan over $2,000 even with less-than-perfect credit!3
We’re here to help you conquer life’s little challenges. Apply today for a loan of up to $2,0251 to cover your expenses.
Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. Some customers may only have one repayment option.  Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. Loan terms vary based upon your application information and your pay frequency. You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. Loan must be in good standing and adjustment requested at least 2 business days before the current due date.