Save 10% on loan fees‡ with promo code NEWCASH10Apply Now
Not everyone is fortunate enough to have an emergency fund socked away. For some of us, just one unexpected bill can throw our whole budget off balance. In times like these, a cash advance can really come in handy. Especially when you’re in a hurry.
At DollarsDirect, we understand the stress of financial emergencies, and we strive to make the borrowing process as fast and easy as possible. You can complete our loan application in minutes, and since it is online, you can access it any time of the day or night — from the comfort of your home, conveniently on your smartphone, or anywhere else that you have an Internet connection.
If approved, you can borrow up to $2,025 to cover your urgent bills.1 And because we realise big expenses are usually time-sensitive, same-day funding may be available too.2 Our quick application process and same-day funding feature are two key ways our cash advances are easier than borrowing from banks. While we do carry out credit checks, you may still be approved with less-than-perfect-credit
Best of all, we will give you a 24-hour satisfaction guarantee.7 If you decide within one day of funding that you don’t need a cash advance after all, just let us know. We will debit the principal balance from your bank account, and you will not pay any interest or fees.
Your satisfaction is our top priority, which is why we offer several flexible repayment options.4 When you take out a cash advance, you can repay in installments between 34 and 70 days (the average customer repays over the course of two months).6 On your due date, the repayment will be debited automatically from your bank account. As long as you have the funds available in your bank account, there is no further action for you to take. You can also learn more by visiting our glossary.
Are you eligible to apply at DollarsDirect? If you are 18 or older, a resident of Australia, you have been employed for a month or longer, and you have an active bank account with direct deposit — the answer is yes; you are eligible to apply for a cash advance today.
‡Promo code is only valid for the establishment fee on your initial loan and not on a refinanced loan. Promo code must be redeemed at the time of application, can be used only once and may not be combined with any other offers or preferred member benefits.
Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025.Most customers who bank with ANZ, Commonwealth, NAB, St.George or Westpac, and are approved by 2:30 pm Sydney time Monday –Friday, will be funded the same business day. If you apply for a loan on Saturday, Sunday or a holiday, and you are approved, you will typically receive your funds on the next business day. Loans approved after 2:30 PM on a business day will have to wait an additional business day for funding. For all other banks, funds are generally deposited next business day if approved by 6pm Sydney time Monday – Friday. If you are approved for a loan on Saturday or Sunday, you will typically receive your funds on Tuesday.DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. Some customers may only have one repayment option.  Most customers will not have to draw the entire amount available to them initially. However, based on the information provided in the application, some customers will be required to draw the entire amount available to them on the date of initial funding.Loan terms vary based upon your application information and your pay frequency. You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans.
Terms and Conditions apply.