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Looking for the Right Online Cash Loan in Australia?

DollarsDirect is rated 9.0 stars out of 10 by TrustPilot based on 113 reviews

Finding yourself in need of emergency funding can be scary. Whether it's unexpected bills, urgent repairs or another sudden expense, when you don't have the funds to cover your costs, you may find yourself considering cash loans. If the option exists for you, think about asking family or friends to lend you some — the interest will probably be less, if they decide to charge you interest at all. Additionally, the consequences of not repaying on time won't be as severe.

If you don't have the option of borrowing from someone you know, you might consider a licensed cash lender. But where do you start?

First, take a second and evaluate your needs. Every borrower is different, with a different set of criteria for approval. Some may just say no, credit check or not, but others like us understand that some people who have bad credit shouldn’t be shunned. How much do you need to borrow? How much do you make? How often do you get paid, and how often would you be able to make a repayment? These are all considerations that can help you narrow your pool of lenders.

Making the right decisions before you borrow money is one of the best ways to make sure what you decide works best for you. By finding a lender who understands that your situation is unique, who can help you build something that works for you, you can set yourself up for repayment success. Making payments on time and in full should be your number one priority after taking care of your financial emergency.

We believe customers with bad credit shouldn’t be penalised forever, so we can work to find a solution for them, too.

Borrow Up to $2,0251 as Soon as Today, if Approved.2

DollarsDirect May Be the Lender For You!

We work to offer approved customers the funds needed, in the way they’re needed; every loan comes with options allowing approved customers the ability to customise it. We offer up to $2,0251 with same-day funding2 to ensure customers get the cash they need, when they need it. Additionally, we offer multiple repayment options4, so something can be created to match each customer's unique financial situation. With these choices, an approved customer can find the funds they need, and repay them in a way that aligns to their unique financial situation, even with bad credit. Cash loans with no credit check don’t exist here, but finding solutions are our specialty, so if you have any questions please call 1800 060 892.

If you’re in Australia, you need emergency funding, and need it the same day of application2, apply at DollarsDirect today!

*Promo code is only valid for the establishment fee on your initial loan and not on a refinanced one. Promo code must be redeemed at the time of application, can be used only once and may not be combined with any other offers or preferred member benefits.

[1]Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. [2]Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. [3]DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. [4]Some customers may only have one repayment option. [5] Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. [6]Loan terms vary based upon your application information and your pay frequency. [7]You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. [8]Loan must be in good standing and adjustment requested at least 2 business days before the current due date.