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DollarsDirect is rated 9.2 stars out of 10 by TrustPilot based on 88 reviews
When you have an emergency expense, the last thing you want is confusion. That’s why our online application is simple and straightforward. The form is 100% online with no additional paperwork required. You can apply any time, anywhere you have Internet access. It’s available 24 hours a day!
We’re here to help make the loan process as easy as possible. You can apply for a loan right from the comfort of home, and perfect credit is not a requirement.3
The first step is to fill out our easy loan application. We’ll review it and give you a loan decision. If you’re approved, you can choose how much you’d like to borrow,5 up to $2,025.1 We offer same-day funding to applicants who get approved before 2:30 p.m. on weekdays.2 The cash is deposited right into your bank account, and once it’s there, you can use the funds right away to cover urgent bills.
Within 24 hours of initial funding, you have the option of cancelling your loan without penalty.7 The principal balance of the loan will be debited from your bank account, and you won’t have to pay any interest or additional fees.
You may have several flexible repayment options available to you,4 so when it’s time to repay, you can do it on a schedule that fits your budget. The average loan term is 82 days.6
It’s not easy to decide to take out a short-term loan. So we’re here for you if you have any questions about our product. Chat live with one of our friendly representatives, give us a call, or send us an email. If you have any concerns at all about borrowing, we’ll help you understand what we offer, so you can make an informed decision about borrowing a personal loan from DollarsDirect.
We’re proud to provide an easy loan application that takes just a few minutes from start to finish. If you’re ready to apply, start here! If you’re not ready yet, the application is here online 24/7, whenever you need it.
Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. Some customers may only have one repayment option.  Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. Loan terms vary based upon your application information and your pay frequency. You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. Loan must be in good standing and adjustment requested at least 2 business days before the current due date.