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ONLINE LENDING YOU CAN TRUST

Your satisfaction is important to us. As a responsible lender, DollarsDirect is registered with the Australian Securities & Investments Commission (ASIC) and is dedicated to offering you a quick and convenient loan solution from the privacy of home. DollarsDirect is a Direct Lender. We make and service the loan. We help you with all your loan questions. No middleman! Any questions, service issues or complaints about your loan will be addressed by DollarsDirect. We are licensed in Australia with ASIC to provide financial products.

Loan amounts

  • All approved customers will be able to borrow up to $2,025.
  • We do require a minimum initial principal withdrawal, which will vary depending on the information you provide on your loan application.

Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. The amount available to you to draw will be $2,025.

LOAN TERMS

  • The term of your loan will be between 65 and 100 days, depending on your pay frequency and application date.
  • You have the right to cancel your loan within 1 business day of signing your loan contract by contacting Customer Service.

Loan fees

  • Establishment Fee of $400.
  • Interest on Outstanding Principal Balance (the amount of principal you owe): 48% per year.

Loan services at no additional charge

  • Additional advances (up to $2,025).
  • Emergency Due Date adjustment (Only one allowed per payment).
  • Live customer support (Mon – Fri from 8am to 6pm, Sydney time).

Contact Us

For additional questions, please feel free to view the FAQs or Contact us.

  • If approved, borrow up to 2,0251
  • Get cash by next business day2
  • Perfect credit not required3
  • Multiple repayment options4
Apply Now

[1]Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. [2]Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. [3]DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. [4]Some customers may only have one repayment option. [5] Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. [6]Loan terms vary based upon your application information and your pay frequency. [7]You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. [8]Loan must be in good standing and adjustment requested at least 2 business days before the current due date.