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DollarsDirect is rated 9.0 stars out of 10 by TrustPilot based on 113 reviews

When you're in need of emergency funding, it may feel like the last thing you have time for is comparison shopping. An urgent need for cash is no joke, whether it's for a broken car, a busted roof, or just to get you to your next paycheck. But taking a moment and considering your options can be the difference between a loan that helps and a loan that hurts, especially if you're in the market for no credit check loans — loans available to individuals with little or no credit history.

There are many reasons someone can find him or herself without a substantial credit history — creditors who don't report financial history, paying with cash in lieu of credit, accounts that have been inactive for seven years or more — but whatever the reason, lacking a credit history can result in a higher degree of difficulty in acquiring a loan. This doesn't mean, however, that someone with little or no credit history should take the first loan available to them.

Borrowing funds is a substantial commitment, which is why anyone considering a loan needs to take every precaution in avoiding a loan that doesn't work for them and their unique financial needs. This means truly comparing different lenders, taking a close look at the loan amounts they offer, the rates and terms that come with those loans, and the repayment schedules available.

Borrow Up to $2,0251 as Soon as Today, if Approved.2


DollarsDirect May Be Able to Help!

As you continue your search for the right lender, take a closer look at DollarsDirect. We work hard to help our approved customers build the right loan, and because we accept applications from borrowers with less-than-perfect credit or no credit,3 we may be able to help you find the funds you need.

We focus on flexibility at DollarsDirect, offering customers loans up to $2,025,1 because we understand that everyone's financial emergency is different, and requires a different amount of funding. Additionally, our loans are available with multiple repayment options,4 so you can create a repayment plan that aligns with your unique schedule. Finally, with our same-day funding,2 approved customers may be able to get the funds they need the same day.

If you need emergency funding and don't have a perfect credit history, apply at DollarsDirect today!

*Promo code is only valid for the establishment fee on your initial loan and not on a refinanced loan. Promo code must be redeemed at the time of application, can be used only once and may not be combined with any other offers or preferred member benefits.

[1]Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. [2]Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. [3]DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. [4]Some customers may only have one repayment option. [5] Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. [6]Loan terms vary based upon your application information and your pay frequency. [7]You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. [8]Loan must be in good standing and adjustment requested at least 2 business days before the current due date.