Save 10% on loan fees‡ with promo code NEWCASH10Apply Now
DollarsDirect is rated 9.0 stars out of 10 by TrustPilot based on 113 reviews
There are many different reasons for a crisis cash injection: you might have an urgent bill to be paid, it could be a medical emergency, or perhaps your car decided to conk out and it needs a vital part to keep going. Whatever the reason, if you find yourself falling short financially you may need to consider approaching a lender for help. When you need a small amount of cash fast for a sudden expense, the banks are not your only option. There are plenty of online personal loans available for you to choose from, including the ones we offer here at DollarsDirect.
The benefit of applying for a loan online is that you can apply at any time from anywhere you have an Internet connection — at home, at a library or even on your smartphone. You don’t have to make a trip to a bank, wait in line, or go through an elaborate interview process. You can fill out our fast, simple online application in minutes, and if you are approved, you may get cash sent to your bank account the very same day.2
We know you are more than a credit score, so you may be approved for a small online personal loan from DollarsDirect even without perfect credit³. You can apply to borrow up to $2,025¹ and repay over the course of between 65 and 100 days. We provide an automated, no-hassle repayment process with no hidden fees.
A fast online personal loan may be right for you if you need help covering a smaller expense for which you did not budget. And when you use the promo code above, you can save 10% on loan fees!‡ Apply for your online personal loan at a discount today!
Ready to apply? You’re eligible to start the online application as long as you’re 18 or over, you’re an Australian resident who has been employed a minimum of 30 days, and you have an active bank account with direct deposit. If you still have any questions or need further information, feel free to read through our FAQs here, or get in touch with our customer service team during business hours via phone, email or live chat. We’re here to help you get the answers you need, and are always happy to talk with you through any of the products we have to offer so you have a clear understanding from top to bottom.
‡This promotional code is only able to be used for establishment fees on initial loans and not refinancing. It can’t be used more than once or in conjunction with other offers/benefits at all, and has to be redeemed at application time.
Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. Some customers may only have one repayment option.  Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. Loan terms vary based upon your application information and your pay frequency. You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. Loan must be in good standing and adjustment requested at least 2 business days before the current due date.