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DollarsDirect is rated 9.2 stars out of 10 by TrustPilot based on 88 reviews
There are plenty of options for payday loan alternatives in Australia, and we’re glad you’ve come to DollarsDirect. We pride ourselves on making the loan process as streamlined as possible. You don’t even need to leave your house. Since you’ve already landed here on the website, you can apply right away — no matter where you are.
If you’re not ready to apply yet, have no worries. Below is a quick outline of everything you need to know about our Australia product.
Are you eligible to apply for our Australia payday loan alternative? Less-than-perfect credit shouldn’t stop you from applying.3 We carefully consider every loan application that comes our way. To apply, you only need to be:
If a DollarsDirect payday loan alternative in Australia sounds right for your financial needs, and you match the minimum eligibility requirements listed above, go ahead and fill out our quick application. You’ll receive a loan decision even with less-than-perfect credit,3 and if approved you’ll benefit from our 24-hour money-back guarantee7 — just in case you change your mind. Apply now!
Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. Some customers may only have one repayment option.  Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. Loan terms vary based upon your application information and your pay frequency. You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. Loan must be in good standing and adjustment requested at least 2 business days before the current due date.