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DollarsDirect is rated 9.2 stars out of 10 by TrustPilot based on 88 reviews
Are unexpected bills catching you off guard? We understand. Sometimes it’s hard to keep up with expenses you haven’t budgeted for, and you need a little extra help between paydays.
That’s why at DollarsDirect, we offer quick cash advances for your time-sensitive financial emergencies. If approved in the morning, you can borrow up to $2,0251 and get your cash the very same day.2 You choose how much you want to borrow;5 we deliver it at the speed of your need.
If you draw less than the full amount available to you5 and decide later that you want to draw the rest, you’re free to do so at no additional cost.
When life drops unexpected bills on you, it’s a relief to know you’re not alone. You may have convenient borrowing options available to you that can help you meet your expenses.
As long as you’re an Australian resident aged 18 or over, with an active bank account and at least one month of steady employment under your belt with the same employer, you’re eligible to apply today for a quick cash advance with DollarsDirect. Use the funds to pay off those ill-timed bills, and repay the loan between 65 and 100 days later.6 (The exact repayment timeline will depend on how often you’re paid. The average loan term is 82 days.6)
Best of all, we give you a 24-hour money-back guarantee.7 If you’re not fully satisfied with your quick cash advance, you can cancel it within 24 hours of initial funding for a full refund — free of charge!
Face life’s little challenges head-on with a quick cash advance from DollarsDirect. If approved, you can borrow as much as $2,0251 with same-day funding.2 Take care of any bills that just can’t wait, and repay according to the agreed-upon schedule. You will have anywhere from one to five flexible repayment options to choose from when you apply, so you can find the one that best suits your needs.4
Are you ready to apply for a quick cash advance? Our online application is simple and straightforward. But if you have any questions, you’re welcome to speak to one of our trusty Customer Service representatives.
Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. Some customers may only have one repayment option.  Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. Loan terms vary based upon your application information and your pay frequency. You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. Loan must be in good standing and adjustment requested at least 2 business days before the current due date.