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to get 10% off loan fees!*

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Fast Approval Loans – Even with Bad Credit!

DollarsDirect is rated 9.0 stars out of 10 by TrustPilot based on 113 reviews

Plenty of people have found themselves in dire financial straits for all kinds of reasons. A leaky roof, totalled car or some other financial emergency can leave you feeling stressed, especially when you don't have the funds to cover it. Still, when you need an instant cash loan, borrowing from the first lender you find could end up doing more harm than good.

Anyone considering a quick cash loan should start by doing some research. Consider the type that works for you; if you need a smaller amount, then you may want to consider an unsecured short-term personal loan. If you need a large amount of cash fast, a longer-term instalmentoption may work better for you. While many different lenders promise to deliver quickly/in an instant, the reality is that the speed of delivery depends on a number of different details, and will almost certainly vary from one lender to the next. And speed isn't the only variable — with different lenders come different amounts, durations, interest rates or APRs, and other terms.

The most important thing to remember when considering fast cash loans is what will work best for you. Think hard about your situation, and make sure not to borrow more money than you need — the more you borrow, the more you must repay.

Borrow Up to $2,0251 as soon as today, if approval happens.2


We’ll work with you to organise fast cash loans, bad credit or not!

In your hunt for a lender, be sure to consider us. With years of experience in emergency financial lending including instant loans, we understand that each of our approved customers has their own unique needs. We offer an easy online application, ensuring that the application process is straightforward, and you can receive a loan decision with bad credit.3

Our instant product offerings are useful in a variety of circumstances, because we help customers who have approval create something that works for them. Every customer has different reasons for borrowing, and brings with them their own unique needs — that's why we offer multiple repayment options4, to help our customers build the right fast approval loan even with bad credit. Our top-notch customer service is available to answer all your questions via phone, email or online chat, and we even offer a 24-hour satisfaction guarantee!7

Our funding goes up to $2,025 for approved customers,1 which can cover a variety of needs or emergencies to help get a customer's finances back on track. And thanks to same-day funding,2 an approved customer can get the instant, quick loans they need, when needed.

If you're in need of emergency funding, apply today!

*The promotional code can only be applied to the establishment fee of your initial loan approval, and not if you’re refinancing. It must be used in the application process and is only able to be used one time. Cannot be used in conjunction with any other offer or other benefits of preferred members.

[1]Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. [2]Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. [3]DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. [4]Some customers may only have one repayment option. [5] Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. [6]Loan terms vary based upon your application information and your pay frequency. [7]You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. [8]Loan must be in good standing and adjustment requested at least 2 business days before the current due date.