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Need an Unsecured Personal Loan?

DollarsDirect is rated 9.0 stars out of 10 by TrustPilot based on 113 reviews

Financial emergencies can come in many shapes and sizes. From unexpected bills to car repairs to a hole in the roof, there are myriad reasons that someone might need emergency funding in the form of an unsecured personal loan. And while speed should be a priority, it's just as important to ensure that the loan you take out is the right loan for your unique financial situation.

Start by taking a close look at your own financial situation, specifically your income schedule and what you can feasibly repay. While there's a tendency to let the amount of cash you need dictate the amount of cash you end up borrowing as a personal loan, borrowing more than you can reasonably repay could leave you in an even deeper hole.

Additionally, it's important to take a close look at potential lenders , not just in terms of their loan offering — loan amount, length, rates and terms — as well as their reputation as a lender. Getting a clear picture of the kind of lender you could end up dealing with can go a long way towards helping you choose the right one. Exploring a lender's customer service is a great way to gauge them not just in terms of their product, but their professional behaviour as well.

Borrow Up to $2,0251 as Soon as Today, if Approved.2

DollarsDirect May Be Able to Help!

As your search gets underway, make sure to add DollarsDirect to the list of lenders you're considering. We have a history of helpful lending to approved customers in need, and with our friendly customer service available by phone, email or online chat, we're here to answer your questions.

At DollarsDirect, you can borrow up to $2,025,1 with same-day funding2 to get approved customers the cash they need, when they need it. Our online application is straightforward, and we don't include any hidden fees with our loans. Additionally, thanks to our multiple repayment options,4 a DollarsDirect customer can create a loan that works for their unique financial circumstances.

If you need emergency funding, and need it the same day as your application, apply at DollarsDirect today!2

*Use this promo code when applying for initial loan, not refinanced. To be used one time only, not combined with any other member benefits or offers, and it must be used in the application process and not afterwards.

[1]Approval subject to DollarsDirect's lending criteria. Approved customers will have a credit limit of $2,425, which includes a $400 establishment fee. Customers who use a discount or promo code will have the establishment fee (and credit limit) reduced by the amount of the discount. In all cases, the amount available to you to draw will be $2,025. [2]Most customers who bank with ANZ, Commonwealth, NAB, St. George or Westpac, and are approved by 2:30pm Sydney time Monday – Friday (excluding holidays), will be funded the same business day. All other approved applications will be funded the next business day. [3]DollarsDirect will consider your loan application regardless of your credit history. If you have defaulted on past transactions, you may be declined for a loan. [4]Some customers may only have one repayment option. [5] Most customers will not have to draw the entire amount available to them initially. However, some customers will be required to draw the entire amount on the date of initial funding. [6]Loan terms vary based upon your application information and your pay frequency. [7]You may cancel your loan within 24 business hours of initial funding by calling us at 1 800 060 892 and we will only debit your account for the principal amount we deposited. There will be no additional charges or fees. 24-hour cancellation option does not apply to refinanced loans. [8]Loan must be in good standing and adjustment requested at least 2 business days before the current due date.